Binvestor is a multi-asset investment platform.
At B Investor Company, we believe in transparency and providing you with a clear understanding of our fee structure. Our goal is to ensure that you have the information you need to make informed decisions about your investments. Here’s an overview of our fee structure
Management Fees are the ongoing fees charged by investment managers or advisors for managing an investment portfolio or fund. Details: Rate: Typically calculated as a percentage of the assets under management (AUM), often ranging between 1-2%. Purpose: These fees cover the day-to-day operations, including administrative expenses, salaries, research, and overhead. Frequency: Usually charged annually, sometimes quarterly. Impact: The fee can affect the net returns on the investment, so investors should be aware of the exact percentage charged. Example: If a venture capital firm manages $10 million in a Series B round, a 2% annual management fee would amount to $200,000.
A spread fee represents the gap between two prices: the bid price and the ask price. The bid price is the price at which a trader or investor can sell a financial instrument, while the ask price is the price at which they can buy it. The difference between these two prices is the spread fee. The spread fee serves as a source of revenue for brokers and market makers who facilitate trading activities. It’s the compensation they receive for providing a platform for buyers and sellers to transact. There are different types of spreads, including fixed spreads and variable spreads. Spread fees are typically measured in terms of pips (percentage in point) in forex trading. A pip is the smallest price move that a given exchange rate can make based on market convention. The spread is measured in pips, and the cost to the trader is directly related to the size of the spread. Impact: Lower spread fees are generally more favorable for traders, as they indicate lower costs of entering and exiting positions.
Bank Fees are the charges linked with specific financial services and transactions offered by banks. Details: These can encompass a range of charges such as account maintenance fees, ATM usage fees, overdraft fees, foreign transaction fees, etc. Rate: Bank fees might be established as a fixed sum or a percentage relative to the value of the transaction or service. Purpose: These charges are in place to cover the costs associated with providing the service or processing the transaction. This includes administrative work, regulatory compliance, and maintenance of banking systems. Timing: Bank fees are typically applied at the time the specific service is rendered or the transaction occurs. Impact: The presence of bank fees can influence how appealing a bank’s services are to customers, particularly if the fees seem disproportionate to the services provided.
If you choose to invest in ethical or sustainable funds, there may be an additional fee associated with these specialized investment products. This fee reflects the research and effort required to identify and manage investments that align with your ethical preferences. We understand that fee transparency is essential to building trust, and we’re committed to providing you with the highest level of service while being mindful of costs. Our team is available to discuss our fee structure in more detail and help you make choices that align with your financial goals.